The 10 best grocery rewards programs

Grocery rewards programs provide customers with a reason to continue shopping at their favorite stores. These programs typically offer points, cash back, digital coupons, and personalized deals to reward you for your loyalty. 

Whether you’re looking to cut down on your food bill or unlock some exclusive perks, these grocery rewards programs can make a big difference at checkout. 

To rank the best grocery rewards programs, we evaluated ease of use, reward value, extra perks, customer satisfaction, redemption flexibility, and the availability of mobile apps and other digital tools. Here are the 10 top-rated programs.

Grocery shopping at a store.

ShopRite offers Price Plus Club in nearly 300 U.S. locations. When you sign up for a Price Plus Club card, you get access to instant discounts, holiday promotions, and more.

• Store location: Northeastern United States
• Rewards, features, and perks: Price Plus Club gives you personalized deals based on previous purchases, so you can easily rack up discounts on some of your favorite products.
• Redemption flexibility: Discounts are deducted automatically as long as you use your loyalty card or provide your phone number at checkout.
• Extra perks: Members receive pharmacy discounts and additional savings at participating gas stations.

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If you love high-quality meats and fresh-picked produce, check out H-E-B Points Club Rewards, which gives you access to everyday savings and personalized discounts. H-E-B is known for delivering exceptional service across its 400+ stores. 

• Store location: Texas
• Rewards, features, and perks: Once you sign up, you're eligible to receive points on all qualifying purchases. You can also use the mobile app to access digital coupons while shopping.
• Redemption flexibility: You can redeem your points as soon as you earn them, making this one of the most flexible rewards programs on the list. 
• Extra perks: Members get early access to special promotions, earn additional pharmacy rewards, and receive discounts on non-store events.

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Whole Foods doesn't have a standalone rewards program, but Amazon $AMZN Prime members benefit from the grocery chain's integration into the Amazon ecosystem. With your Prime membership, you get unlimited Whole Foods deliveries for a set low price. Members also qualify for free grocery pickup and other perks.

• Store location: Nationwide
• Rewards, features, and perks: Members get an extra 10% off sale items each week and have access to members-only deals. 
• Redemption flexibility: Whole Foods applies discounts automatically when you use your Amazon app or provide your phone number.
• Extra perks: Earn 5% cash back when you use your Amazon Prime Visa $V credit card to check out at Whole Foods.

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Publix is a grocery chain known for its baked goods and quality deli products. If you have a Publix in your area, consider signing up for Club Publix, a loyalty program that gives you access to personalized deals based on your shopping habits.

• Store location: Southeastern U.S.
• Rewards, features, and perks: Club Publix gives you access to digital coupons and savings on your favorite items. Members also receive early notifications of sales and other promotions.
• Redemption flexibility: You can apply digital coupons and other discounts as soon as you receive them.
• Extra perks: When you sign up for Club Publix, you get a birthday surprise every year. Members can also use the app to create digital shopping lists, view the weekly ad, and manage prescription refills.

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Walmart $WMT is one of the world's largest retailers, operating over 4,600 stores in the United States. As part of the Walmart+ subscription, Walmart Rewards allows customers to earn points and redeem them on future purchases.

• Store location: Nationwide
• Rewards, features, and perks: Once you sign up for Walmart+, you'll be able to earn points on eligible purchases anytime you use Walmart Pay. 
• Redemption flexibility: You can use your points at checkout or apply them to online purchases on Walmart.com or in the Walmart app.
• Extra perks: Walmart+ members get free grocery delivery, gas discounts, free shipping with no order minimum, and discounts on Burger King mobile orders.

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Founded in 1962, Target $TGT has more than 1,900 stores throughout the United States. The Target Circle program rewards loyal shoppers with personalized deals and cash back.

• Store location: Nationwide
• Rewards, features, and perks: Members get yearly birthday rewards, 1% cash back on all eligible purchases, and personalized deals.
• Redemption flexibility: Target Circle is extremely flexible, as you can redeem your rewards at any time. Simply enter your telephone number or scan your wallet barcode in the app.
• Extra perks: If you use your Target RedCard, you'll get 5% back instead of 1%. Members also have access to special promotions from Target's brand partners, like Starbucks $SBUX and Ulta $ULTA Beauty.

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Known for its fresh produce and natural products, Sprouts has more than 350 U.S. locations. The Sprouts Farmers Market app provides users with access to digital coupons and other benefits, enhancing the overall customer experience.

• Store location: Southwestern United States
• Rewards, features, and perks: Sprouts Farmers Market doesn't offer cash back, points, or other rewards, but it does give you access to weekly specials and deals based on your purchase history.
• Redemption flexibility: Sprouts applies all discounts automatically at checkout.
• Extra perks: The Sprouts app allows you to scan product barcodes, plan meals, and create digital shopping lists.

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Regional grocer Winn-Dixie is known for its store-brand soda, available in more than 20 flavors, and its catchy slogan, "It's a Win-Win!" If you're a frequent shopper, Winn-Dixie Rewards can help you save money at checkout.

• Store location: Southeastern United States
• Rewards, features, and perks: Members earn 1 point for every $2 they spend. You also get access to member-exclusive deals, digital coupons, and opportunities to earn bonus points.
• Redemption flexibility: You must redeem your rewards in 100-point increments.
• Extra perks: SE Grocers Rewards gives you access to gas discounts at participating Shell $SHEL stations.

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Kroger operates several grocery chains, including Fry's, Ralphs, and King Soopers. The store's rewards program, Kroger Plus, gives shoppers access to personalized deals and other benefits.

• Store location: Southern, Midwestern, and Western United States
• Rewards, features, and perks: Kroger Plus gives shoppers access to exclusive weekly deals, digital coupons, and fuel points for every dollar spent on pharmacy and grocery items.
• Redemption flexibility: Deals are applied automatically at checkout. You can redeem your fuel points at participating Shell $SHEL stations or Kroger Fuel Centers.
• Extra perks: Kroger Plus comes with additional pharmacy discounts.

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Costco $COST is distinct from the other stores on this list as it operates as a membership-based warehouse club. If you sign up as an executive member, you gain access to cash back and other perks to help you save money.

• Store location: Nationwide
• Rewards, features, and perks: Executive members — those with an upgraded paid membership — earn 2% cash back on every eligible purchase (up to $1,000 per year).
• Redemption flexibility: Unlike other rewards programs, Costco gives you a cash back certificate once per year. You can exchange the certificate for cash or use it to buy groceries at a Costco store.
• Extra perks: Executive members also get exclusive discounts on Costco's many services, including travel planning and vehicle maintenance.